If you and your family
- Only travel once or twice a year;
- Don’t mind staying at Country Inns, Park Inns, or Radissons (for free) for your vacation or road trips;
- Would like to minimize the number of credit cards your use on a daily basis;
- Have no time or desire to manufacture credit card spending;
Then, there might be an easy solution. All you have to do is to put ALL your non-bonus category spending on a single hotel credit card.
Check out my “What’s in My Wallet?” guest post/graphic on TravelSort! If the graphic is too small, here is a link to a larger version. Hilary was kind enough to also add a written summary of all the cards I included.
I currently don’t have any of my own affiliate links to those cards that I mentioned, except for the American Express Permanent Prepaid Card, which can help you earn 5x Chase Ultimate Rewards points for almost everything you buy. If you don’t already have the American Express Prepaid Card, you can get a free $25 gift card before August 31, 2012 by loading $200 or more onto the card at the time of order. I will earn a few dollars if you use my referral link, and appreciate your support of the blog!
I flipped through last night’s grocery store ads, and was glad to see the return of Kroger’s 4x rewards points offer (valid between today and September 11, 2012).
A $500 purchase of merchant gift cards (excluding Korger family store gift cards, prepaid or reloadable credit cards, or iTunes variable load card) will net you 2,000 rewards points, which can turn into $70 savings (14% rebate) at the gas pump ($2 off per gallon, up to 35 gallons per fill-up). You can park two cars on two sides of the pump and fill both cars up with one hose in one transaction.
Here is the last gift card promo alert for those of you who fit one or more of the following criteria:
- You shop at a SUPERVALU-owned grocery store (ACME, Albertsons, Cub, Farm Fresh, Hornbacher’s, Jewel-Osco, Lucky, Save-A-Lot, Shaw’s/Star Market, Shop n’ Save, Shoppers);
- You are not interested in $40 worth of FREE Greek yogurt and 2 FREE movie tickets, or don’t have access to a Safeway-owned grocery store;
- You are not interested in getting $2 off per gallon of gas (up to $70 off per fill-up), or don’t have access to a Kroger-owned grocery store.
You have 4 more days (until June 21, 2012) to take advantage of the SUPERVALU grocery chain’s gift card promotion – Buy $100 gift cards (8 to choose from), get $20 in free groceries.
For those of you not interested in free Greek yogurt and free movie tickets, or don’t have access to a Safeway-owned grocery store, you can spend $500 on gift cards at a Kroger-owned grocery store and save up to $70 for your next fill-up at the gas station. That is a 14% return, before you factor in any bonus points/cash back on your credit cards. You also have 2 more days (until June 19, 2012) to take advantage of this.
Most of you are probably aware of the quarterly bonus categories offered by the Chase Freedom Card. The current quarter (April 1 – June 30, 2012) bonus categories are grocery stores and movie theaters. Instead of the normal 1 point per dollar spent, you will receive 5 points per dollar spent, up to a spending limit of $1,500 for the 3-month period.
What you might not know is that your Walmart purchases DO qualify for the bonus points. The terms & conditions of most credit card bonus offers for spending at grocery stores (e.g., American Express, Citi) exclude stores like Walmart or Target. My personal experiences with various Chase cards have proven that Chase is an exception in that area. I have consistently earned bonus miles and points for my purchases at Walmart. Even though the official sample merchant list specifies that only grocery purchases at Walmart or Target qualify for the 5% bonus, it is impossible for Chase to break down your purchases.